Mississippi Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
24 hours per term
Renewal cycle
Every 2 years
Ethics requirement
3 hrs (within the 24)
Issued by
Mississippi Insurance Department
Mississippi runs a straightforward 24-hour, two-year cycle with 3 hours of ethics inside it. The detail to watch is that there is no carryover and no repeating a course for credit within a renewal period - a strong year does not bank anything toward the next one.
The Mississippi Insurance Department (MID) oversees producer licensing. Your renewal lands on the last day of your birth month every two years, and all hours must be completed and reported before that date to avoid a lapse.
The base requirement: 24 hours, 3 of them ethics
Individual producers holding a license for more than 18 months - in lines such as Life, Accident and Health, Property, or Casualty - need 24 hours of continuing education to renew, including 3 hours of ethics. Producers whose license period is 18 months or less complete 12 hours. The ethics hours count within the total, not on top of it.
No carryover, no repeats, and your deadline
- Your renewal date is the last day of your birth month, every two years.
- All hours must be completed and reported before your renewal date to avoid a lapse in your license.
- No carryover: excess hours do not roll into the next biennial period.
- You cannot take the same course for credit more than once in a biennial renewal period.
Stop tracking this in a spreadsheet
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — freeProduct-specific training and the multi-state angle
Producers who sell specific products such as annuities or flood insurance may have one-time or ongoing training obligations beyond the standard 24 hours - confirm which apply to your lines. And because Mississippi's no-carryover, no-repeat rules differ from neighboring states that do allow carryover, a producer juggling several licenses cannot assume the same playbook works everywhere. Each license runs on its own clock with its own rules, which is exactly where one dashboard pays off.
How CredTally keeps this on autopilot
- Track 24 hours with a dedicated 3-hour ethics bucket - the dashboard shows each separately so a missing ethics hour cannot slip past.
- Multi-state producers: every license gets its own card, deadline, and reminders, so Mississippi's birth-month cycle never collides with another state's clock.
- Store every certificate with the course it proves, so MID reviews and renewals are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before each license's deadline, with your remaining hours front and center.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do Mississippi insurance producers need?
Twenty-four hours every two years, including 3 hours of ethics, for producers licensed more than 18 months. Those licensed 18 months or less complete 12 hours.
Can I carry over extra CE hours in Mississippi?
No. Mississippi does not allow excess hours to roll into the next renewal period, and you cannot take the same course for credit more than once in a biennial period.
When is Mississippi insurance CE due?
By the last day of your birth month, every two years. All hours must be completed and reported before your renewal date to avoid a lapse.
How many ethics hours does Mississippi require?
Three of your 24 hours must be approved as ethics, counted within the total rather than in addition to it.
Official sources
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
CredTally tracks all of this for you
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
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