Virginia Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
16 hours (one line) / 24 hours (two or more)
Renewal cycle
Every 2 years
Ethics requirement
3 hrs (within the total)
Issued by
VA SCC Bureau of Insurance
Virginia is one of the few states where your total depends on how many license types you hold. Carry a single license type and you owe 16 credit hours every two years; carry two or more and the total jumps to 24, with a minimum of 8 hours applicable to each license type you hold. Either way, 3 hours of ethics are required.
The Virginia State Corporation Commission (SCC) Bureau of Insurance regulates producer licensing, but the CE program itself is run by the Virginia Insurance Continuing Education Board, which contracts with Pearson VUE to track courses and compliance. That split is worth knowing: your hours live in the Pearson VUE system, not directly with the SCC.
The base requirement: 16 or 24 hours, 3 of them ethics
Resident agents holding a single license type complete 16 credit hours of continuing education each biennium. Resident agents holding two or more license types complete 24 credit hours, with a minimum of 8 credit hours applicable to each license type held. In every case at least 3 of the hours must be ethics. The ethics hours count within your total, not on top of it.
The company-course cap
- No more than 75 percent of your required credits may come from courses provided or given by insurance agencies or insurance companies - the rest must come from independent providers.
- If you hold two or more license types, watch the per-line minimum: at least 8 of your 24 hours must apply to each license type, so you cannot load up on one line and ignore another.
- Complete your hours on or before your license expiration date.
- Pearson VUE administers the program, so your completed courses are reported there for compliance.
Stop tracking this in a spreadsheet
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — freeThe multi-line and multi-state angle
Virginia's sliding total makes the multi-license math its own puzzle: add a second line of authority and your requirement does not just nudge up, it moves from 16 to 24 with a per-line floor attached. For producers who also hold out-of-state licenses, that is one more rule set running on its own clock - a 24-hour state next door does not split its hours per line the way Virginia does. Keeping each license's total and sub-rules visible in one place is the only reliable way to keep them straight.
How CredTally keeps this on autopilot
- Track your total with a dedicated 3-hour ethics bucket - the dashboard shows progress per requirement and adjusts from 16 to 24 hours when you add a second license type.
- Multi-state producers: every license gets its own card, deadline, and reminders, so Virginia's 16/24 structure never blurs into another state's flat total.
- Store every certificate in one private vault with the course it proves, so Pearson VUE compliance checks and reviews are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before each license's deadline, with your remaining hours front and center.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do Virginia insurance producers need?
Sixteen credit hours every two years if you hold a single license type, or 24 hours if you hold two or more - with at least 8 of those 24 applying to each license type, and 3 hours of ethics in every case.
Does Virginia require ethics CE for insurance agents?
Yes - at least 3 credit hours of ethics each biennium, counted within your overall total rather than added on top.
Is there a limit on company-sponsored CE courses in Virginia?
Yes - no more than 75 percent of your required credits may come from courses provided by insurance agencies or insurance companies.
Who tracks my CE hours in Virginia?
The Virginia Insurance Continuing Education Board contracts with Pearson VUE to administer the program, so your completed courses are reported and tracked through Pearson VUE rather than directly by the SCC Bureau of Insurance.
Official sources
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
CredTally tracks all of this for you
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
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