South Carolina Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
24 hours per term
Renewal cycle
Every 2 years
Ethics requirement
3 hrs (within the 24)
Issued by
SC Department of Insurance
South Carolina runs a 24-hour, two-year cycle with 3 hours of ethics - but it has a twist for producers who hold more than one line of authority: each line carries its own 8-hour minimum, on top of the ethics requirement. That per-line rule is what separates South Carolina from the simpler 24-and-done states.
The South Carolina Department of Insurance (DOI) oversees producer licensing under Regulation 69-50. Your compliance deadline is the end of your birth month, in an odd or even year tied to your birth year.
The base requirement: 24 hours, 3 of them ethics
The South Carolina Department of Insurance requires resident producers to earn 24 credit hours of approved continuing education in each two-year period ending with their birth month and year, of which at least 3 hours must be ethics. The ethics hours count within the 24, not in addition to it.
The per-line rule and your deadline
- Resident producers who hold multiple lines of authority must complete at least 8 hours in each line, in addition to the 3 hours of ethics.
- Your compliance date is the end of your birth month; producers born in an even year comply in even years, and those born in an odd year comply in odd years.
- You cannot repeat an approved course for credit within two years of its original completion date.
- Ethics credits do not carry over - you must earn the 3 ethics hours in each two-year period.
Stop tracking this in a spreadsheet
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — freeThe multi-state angle
South Carolina's per-line minimums turn a single 24-hour requirement into several overlapping buckets - and that is before you add other states to the mix. A producer licensed in South Carolina plus a couple of neighbors is juggling per-line rules here against flat totals there, each with its own deadline and odd-or-even year. No single regulator is reconciling those for you, so keeping each license's buckets and deadline visible in one place is what keeps every one of them honest.
How CredTally keeps this on autopilot
- Track 24 hours with a dedicated 3-hour ethics bucket plus per-line buckets, so each line's 8-hour minimum is tracked separately, not lumped into one total.
- Multi-state producers: every license gets its own card, deadline, and reminders, so South Carolina's per-line rules never blur into another state's.
- Store every certificate with the course it proves, so DOI reviews and renewals are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before each license's deadline, with your remaining hours front and center.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do South Carolina insurance producers need?
Twenty-four credit hours every two-year period, including at least 3 hours of ethics, for resident producers.
Do I need extra hours for multiple lines in South Carolina?
Yes - producers who hold multiple lines of authority must complete at least 8 hours in each line, in addition to the 3 ethics hours.
When is South Carolina insurance CE due?
By the end of your birth month. Producers born in an even year comply in even years, and those born in an odd year comply in odd years.
Can I repeat a CE course in South Carolina?
No - you cannot retake an approved course for credit within two years of its original completion date, and ethics hours do not carry over.
Official sources
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
CredTally tracks all of this for you
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
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