Oregon Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
24 hours per term
Renewal cycle
Every 2 years
Ethics requirement
3 hrs ethics + 3 hrs Oregon law (within the 24)
Issued by
OR Division of Financial Regulation
Oregon asks for the familiar 24 hours every two years, but layers in a requirement most states do not: 3 of those hours must cover Oregon statutes and administrative rules, on top of the standard 3 hours of ethics. That state-law bucket is the one out-of-state habits tend to skip.
The Oregon Division of Financial Regulation (DFR), part of the Department of Consumer and Business Services, runs producer licensing. Your CE is due by the last day of your renewal month every two years, and Oregon does not allow carryover - you start each cycle at zero.
The base requirement: 24 hours, with two mandatory topics
Under OAR 836-071-0215, resident producers complete 24 hours of approved continuing education each two-year period. Within those 24, at least 3 hours must be professional ethics and at least 3 hours must cover Oregon statutes and administrative rules, including recent changes. Both mandatory topics count inside the 24, not in addition to it.
The rules that trip people up
- No carryover: excess hours do not roll into your next term - each cycle starts fresh.
- You cannot earn credit for the same course more than once in a reporting period.
- No more than 8 hours of CE credit are allowed in a single day, so last-minute cramming cannot close a large gap.
- Approved agency-management courses are capped (no more than 4 hours toward the requirement).
Stop tracking this in a spreadsheet
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — freeThe multi-state angle
Oregon's combination of a state-law topic, a no-carryover rule, and an 8-hour daily cap means it cannot be run on the same mental checklist as a state that lets you front-load hours or finish everything in one marathon day. For producers who hold licenses in several states, those quiet differences are exactly where a clean record slips - each license needs its own deadline logic, and that is hard to hold in your head across three or four states.
How CredTally keeps this on autopilot
- Track 24 hours with dedicated buckets for the 3-hour ethics and 3-hour Oregon law requirements - so a missing state-law topic is impossible to overlook.
- Multi-state producers: every license gets its own card, deadline, and reminders, so Oregon's no-carryover rules never get confused with a carryover state next door.
- Store every certificate with the course it proves, so DFR reviews and renewals are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before each license's deadline, with your remaining hours front and center.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do Oregon insurance producers need?
Twenty-four hours every two-year renewal period, including at least 3 hours of professional ethics and at least 3 hours on Oregon statutes and administrative rules.
Does Oregon require a state-law CE course?
Yes - at least 3 of your 24 hours must cover Oregon statutes and administrative rules, including recent changes, separate from the 3-hour ethics requirement.
Can I carry over extra CE hours in Oregon?
No. Oregon does not allow carryover, so excess hours do not roll forward and each two-year cycle starts at zero.
Is there a daily limit on Oregon CE credit?
Yes - no more than 8 hours of CE credit are allowed in a single day, which is why a large gap cannot be closed at the last minute.
Official sources
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
CredTally tracks all of this for you
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — free