Minnesota Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
24 hours per term
Renewal cycle
Every 2 years
Ethics requirement
3 hrs (within the 24)
Issued by
Minnesota Department of Commerce
Minnesota runs a familiar 24-hour, two-year cycle with 3 hours of ethics inside it - but it adds two limits most states do not. No more than half of your hours can come from courses sponsored by or affiliated with an insurance company, and you cannot earn credit for more than 8 hours in a single day.
The Minnesota Department of Commerce regulates producer licensing, with the core CE rules set in Minnesota Statutes 60K.56. Your license term is 24 months and your renewal lands on the last day of your birth month.
The base requirement: 24 hours, 3 of them ethics
Under Minnesota Statutes 60K.56, each producer completes a minimum of 24 credit hours of courses accredited by the commissioner during each licensing period, of which 3 hours must be in the area of ethics. The ethics hours count within the 24, not on top of it.
The two limits that catch people
- No more than one-half of your credit hours may come from courses sponsored by, offered by, or affiliated with an insurance company or its agents.
- No more than 8 hours of CE may be credited for a single day - additional hours that day simply do not count.
- Your license term is 24 months, with renewal on the last day of your birth month.
- A nonresident producer who has satisfied the CE requirements of their home state is exempt from Minnesota's requirement.
Stop tracking this in a spreadsheet
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — freeThe multi-state angle
Minnesota's headline 24/3 matches many states, but the half-from-company-courses cap and the 8-hour daily limit are distinctly its own. A producer who plans to knock out a full cycle in one or two marathon days, or to lean heavily on carrier-sponsored courses, can satisfy another state that way and still fall short in Minnesota. Each license needs its own rule set tracked separately - which is hard to hold in your head across three or four states.
How CredTally keeps this on autopilot
- Track 24 hours with a dedicated 3-hour ethics bucket - the dashboard shows each separately so a missing ethics hour cannot slip past.
- Multi-state producers: every license gets its own card, deadline, and reminders, so Minnesota's birth-month cycle never collides with another state's clock.
- Store every certificate with the course it proves, so Department of Commerce reviews and renewals are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before each license's deadline, with your remaining hours front and center.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do Minnesota insurance producers need?
Twenty-four credit hours of accredited courses every two-year licensing period, including at least 3 hours in ethics.
Can company-sponsored courses cover all my Minnesota CE?
No. No more than one-half of your credit hours may come from courses sponsored by, offered by, or affiliated with an insurance company or its agents.
Is there a daily limit on Minnesota CE hours?
Yes - no more than 8 hours of continuing education can be credited for a single day; any additional hours that day do not count.
When is Minnesota insurance CE due?
Your license term is 24 months, with the renewal date on the last day of your birth month.
Official sources
- Minnesota Department of Commerce - Resident Producers
- Minnesota Statutes 60K.56 - Continuing Education
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
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Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
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