Louisiana Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
24 hours per term
Renewal cycle
Every 2 years
Ethics requirement
3 hrs (within the 24)
Issued by
Louisiana Department of Insurance
Louisiana runs a standard-looking 24-hour, two-year cycle with 3 hours of ethics baked in - but it adds a wrinkle most states do not: the year you renew depends on your line of authority, not just your birth year. Life, Health, and Accident producers renew in even years; Property and Casualty producers renew in odd years.
The Louisiana Department of Insurance (LDI) sets the rules under Rule 10. Your deadline lands on the last day of your birth month, and all hours must be done before you submit your renewal - finishing courses afterward does not count for that term.
The base requirement: 24 hours, 3 of them ethics
Under LDI Rule 10, resident producers complete 24 hours of approved continuing education each two-year term, of which at least 3 hours must be ethics. The ethics hours count within the 24, not on top of it. The remaining hours must be approved for the line or lines you are licensed to sell.
Your renewal year depends on your line
- Life, Health, and Accident producers renew on the last day of their birth month in even-numbered years.
- Property and Casualty producers renew on the last day of their birth month in odd-numbered years.
- Producers may carry up to 10 excess credit hours into the next renewal cycle.
- A course cannot be repeated for credit more than once in a two-year period - completion dates must be at least 24 months apart.
Stop tracking this in a spreadsheet
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Start tracking — freeProduct-specific training on top of the 24
Some lines carry their own training obligations beyond the 24-hour total. Producers selling annuities must complete a state-approved annuity best-interest course; long-term care requires initial training plus ongoing training each cycle; and Property and Casualty producers who write National Flood Insurance Program policies have a flood course due each renewal. These are easy to overlook because they sit outside the headline 24-hour number - confirm which apply to your lines against the LDI requirements.
How CredTally keeps this on autopilot
- Track 24 hours with a dedicated 3-hour ethics bucket - the dashboard shows each separately and tracks your carryover balance up to 10 hours.
- Multi-state producers: every license gets its own card, deadline, and reminders, so Louisiana's line-based renewal year never collides with another state's clock.
- Store every certificate with the course it proves, so carryover claims and LDI reviews are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before each license's deadline, with your remaining hours front and center.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do Louisiana insurance producers need?
Twenty-four hours of approved continuing education every two-year term, including at least 3 hours of ethics, for resident producers.
Do I renew in an odd or even year in Louisiana?
It depends on your line - Life, Health, and Accident producers renew in even years, and Property and Casualty producers renew in odd years, both on the last day of the birth month.
Can I carry over extra CE hours in Louisiana?
Yes - producers may carry up to 10 excess credit hours into the next renewal cycle. Adjusters are not allowed carryover.
When does Louisiana insurance CE have to be done?
Before you submit your renewal application. A course also cannot be repeated for credit more than once in a two-year period.
Official sources
- Louisiana Department of Insurance - Continuing Education Requirements
- LDI - Rule 10 (Continuing Education)
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
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