Idaho Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
24 hours per term
Renewal cycle
Every 2 years
Ethics requirement
3 hrs (within the 24)
Issued by
Idaho Department of Insurance
Idaho keeps the headline simple: 24 hours of continuing education within each two-year licensing period, with at least 3 of those hours in ethics. A welcome bit of flexibility - any approved course in the catalog counts toward your total, so you are not boxed into only the lines you carry, as long as you still hit the 3-hour ethics minimum.
The Idaho Department of Insurance oversees producer licensing. Your license expires on the last day of your birth month, and a late-completion penalty starts accruing the day after that date - so the expiration is a hard line, not a suggestion.
The base requirement: 24 hours, 3 of them ethics
All Idaho resident producers must complete 24 hours of continuing education every two-year licensing period, with at least 3 hours in ethics. Excess ethics hours count toward the 24-hour total. The requirement applies to producer licenses carrying lines such as Accident, Health and Sickness, Casualty, Life, Personal Lines, or Surety.
Course flexibility and the long-term care rule
- Any approved course in the catalog is acceptable - you are not limited to the specific lines on your license, provided you still complete the 3-hour ethics minimum.
- Producers who sell long-term care policies must complete an initial 8-hour LTC training, then 4 hours of LTC training every 24 months.
- The long-term care clock runs between course completion dates, not your license renewal dates - so it can fall out of sync with your main CE cycle.
- Licenses do not renew automatically when CE is finished; you must submit a renewal application through NIPR after completing your hours.
Stop tracking this in a spreadsheet
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — freeYour deadline and the late penalty
Your license expires on the last day of your birth month, every two years, and all CE must be completed before that date. Idaho is explicit that a penalty for late CE completion begins accruing the day after the expiration date - which makes the buffer between finishing your hours and your deadline a real safeguard, not a nicety.
How CredTally keeps this on autopilot
- Track 24 hours with a dedicated 3-hour ethics bucket - and, if you sell LTC, a separate 24-month long-term care timer that runs on its own clock.
- Multi-state producers: every license gets its own card, deadline, and reminders, so Idaho's birth-month cycle never collides with another state's.
- Store every certificate with the course it proves, so Department reviews and NIPR renewals are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before each license's deadline, with your remaining hours front and center - so the late penalty never gets a chance to start.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do Idaho insurance producers need?
Twenty-four hours every two-year licensing period, with at least 3 of those hours in ethics, for most resident producer lines.
Do Idaho CE courses have to match my lines of authority?
No - any approved course in the catalog counts toward your 24 hours, as long as you still complete at least 3 hours of ethics each period.
What happens if I miss my Idaho CE deadline?
A penalty for late CE completion begins accruing the day after your license expiration date, so finishing before the last day of your birth month matters.
Does Idaho require long-term care training?
Producers selling long-term care must complete an initial 8-hour LTC course, then 4 hours every 24 months - measured between course completion dates, not renewal dates.
Official sources
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
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