Delaware Insurance Producer CE Requirements, Explained
Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.
Total hours
24 hours per term
Renewal cycle
Every 2 years
Ethics requirement
3 hrs (within the 24)
Issued by
DE Department of Insurance
Delaware runs a 24-hour, two-year cycle with 3 hours of ethics inside it. The detail that makes Delaware different from most of its neighbors is the deadline: it is not tied to your birth month at all. Every resident producer renews on the same fixed date - the last day of February in even-numbered years.
The Delaware Department of Insurance oversees producer licensing. A common, shared deadline sounds simpler, but it has a downside - everyone is racing the same date, so courses and provider reporting bottleneck at the end of February in renewal years.
The base requirement: 24 hours, 3 of them ethics
Resident producers complete a minimum of 24 hours of Department-approved continuing education during each two-year reporting period, of which at least 3 hours must be ethics. The ethics hours count within the 24. A 3-hour long-term care course can be credited toward the 24-hour total for residents.
Carryover, repeats, and product-specific training
- Up to 5 excess credits carry forward into the next licensing period - but any ethics, LTC, or flood credits carry over only as general credit.
- You cannot take the same course for credit more than once within a two-year license term.
- Annuity producers must complete a one-time 4-hour annuity best-interest course in addition to the 24 renewal hours.
- The fixed February deadline means provider reporting backs up at cycle end - finishing early matters more here than in birth-month states.
Stop tracking this in a spreadsheet
Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.
Start tracking — freeWhen is your deadline?
Resident producer licenses renew on the last day of February in even-numbered years - the same date for everyone, regardless of birth month. Once your hours are complete, you renew online through NIPR or Sircon. Because the whole state hits the same deadline, leaving CE until February of a renewal year is the single most avoidable Delaware mistake.
How CredTally keeps this on autopilot
- Track 24 hours with a dedicated 3-hour ethics bucket - the dashboard shows each requirement separately and tracks carryover up to 5 general hours.
- Multi-state producers: every license gets its own card, deadline, and reminders, so Delaware's fixed February date never gets confused with a birth-month state's clock.
- Store every certificate with the course it proves, so Department reviews and renewals are a download, not a hunt.
- Reminders at 90, 60, 30, and 7 days before the February deadline, with your remaining hours front and center - early enough to beat the end-of-cycle reporting crush.
- Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.
Frequently asked questions
How many CE hours do Delaware insurance producers need?
A minimum of 24 hours of Department-approved continuing education every two-year reporting period, including at least 3 hours of ethics, for resident producers.
When is Delaware insurance CE due?
By the last day of February in even-numbered years. Delaware uses a fixed, shared deadline rather than a birth-month schedule.
Can I carry over extra CE hours in Delaware?
Yes - up to 5 excess credits carry forward, but ethics, LTC, and flood credits carry over only as general credit, not toward those specific requirements.
Do Delaware annuity producers need extra training?
Yes - annuity producers must complete a one-time 4-hour annuity best-interest course in addition to the 24 hours required for renewal.
Official sources
CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.
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