Arkansas Insurance Producer CE Requirements, Explained

Last reviewed June 2026 against the official sources linked below. Requirements change — always confirm with your board before relying on them.

Total hours

24 hours per term

Renewal cycle

Every 2 years

Ethics requirement

3 hrs (within the 24)

Issued by

AR Insurance Department

Arkansas runs a standard 24-hour, two-year cycle with 3 hours of ethics inside it. The structure is familiar, but two details shape how you should plan: the deadline is pegged to your actual birthday, and the ethics requirement has to be satisfied fresh in every single period - it cannot be covered by leftover hours.

The Arkansas Insurance Department oversees producer licensing. The general rule is 21 line-relevant hours plus 3 ethics hours, completed on or before your date of birth in your renewal year.

The base requirement: 24 hours, 3 of them ethics

Resident producers complete 24 hours of approved continuing education every two-year term, of which at least 3 hours must be ethics. The remaining 21 hours must be approved for the line(s) of insurance you are licensed to sell. The ethics hours count within the 24, not on top of it.

Carryover, repeats, and the ethics catch

  • Ethics (and any specialty training) must be completed during every renewal period - carried-over hours cannot satisfy these specific requirements.
  • Excess ethics or specialty hours can carry forward, but only as general credits in the next period.
  • You may not repeat a course for credit more than once in a two-year period - completion dates must be at least 24 months apart.
  • The 3 ethics hours are easy to under-plan precisely because surplus from last cycle will not count this cycle.

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When is your deadline?

Your CE must be completed on or before your date of birth, every two years. Because the requirement is tied to your actual birthday rather than a fixed calendar date, your deadline is personal - and the ethics-every-period rule means there is no shortcut around finishing a fresh 3 ethics hours before that day each cycle.

How CredTally keeps this on autopilot

  • Track 24 hours with a dedicated 3-hour ethics bucket - the dashboard shows each requirement separately, so the every-period ethics rule cannot slip past.
  • Multi-state producers: every license gets its own card, deadline, and reminders, so Arkansas's birthday-based cycle never collides with another state's clock.
  • Store every certificate with the course it proves, so Department reviews and carryover claims are a download, not a hunt.
  • Reminders at 90, 60, 30, and 7 days before your birthday deadline, with your remaining hours front and center.
  • Export a dated PDF packet - summary plus every certificate - for an audit or carrier review in one click.

Frequently asked questions

How many CE hours do Arkansas insurance producers need?

Twenty-four hours of approved continuing education every two-year term, including at least 3 hours of ethics, with the remaining 21 hours approved for your licensed lines.

Does Arkansas ethics CE have to be completed every cycle?

Yes - ethics and any specialty training must be completed during every renewal period. Carried-over hours cannot be used to satisfy the ethics requirement.

Can I carry over extra CE hours in Arkansas?

Excess ethics or specialty hours can carry forward, but only as general credits in the next period - they will not cover the next cycle's ethics requirement.

When is Arkansas insurance CE due?

On or before your date of birth, every two years. You cannot repeat a course for credit unless completions are at least 24 months apart.

Official sources

CredTally is a record-keeping tool and is not affiliated with any licensing board. This guide is general information, not legal or compliance advice.

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Progress rings per requirement, private certificate storage, deadline reminders, and a one-click audit packet. Set up in two minutes — free for your first license.

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