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Insurance commission calculator
Project what a policy — or a whole book — pays you, including renewal commissions over the years a policy stays on the books.
Commission rates vary by carrier, product, and line of business — enter your actual schedule for a real number.
Enter a premium and commission rate to see your earnings.
First year vs. renewals
Most lines pay a higher first-year commission, then a smaller renewal percentage each year the policy stays in force — which is how a book of business compounds:
lifetime = premium × (first% + renewal% × (years − 1))
Real schedules vary widely by carrier, product, and line of business — and don't account for chargebacks, overrides, or splits. Use your actual commission grid for exact figures.